Self: Your Ultimate Credit-Building Companion. This app simplifies credit building, tracking, and securing a credit card. Regardless of your current credit score (or lack thereof), Self welcomes you. Begin building credit by freely reporting rent payments, establishing a positive payment history. Enhance your credit and savings with the Credit Builder Account, paving the way for a secured Self Visa® Credit Card. Further boost your credit score by reporting utility bills. Unlock additional offers and products as you progress. Obtain the Self Visa® Credit Card by meeting eligibility criteria. Download Self today and take charge of your financial future.

Key Features of the Self App:

- Free Rent Reporting: Improve your credit score by reporting rent payments to Equifax, Experian, and TransUnion. This builds crucial positive payment history.

- Credit Builder Account: Simultaneously grow your credit and savings. Plans start at $25 monthly, with savings accessible at the end (minus interest and fees). No credit check required.

- Secured Self Visa® Credit Card: Earn a secured Self Visa® Credit Card through the Credit Builder Account. Use it anywhere Visa is accepted in the US. No credit check needed; you control your credit limit.

- Bill Reporting for Credit Building: Report cell phone, water, electricity, and gas payments (for a monthly fee) to further enhance your credit. Add up to five payments monthly and enjoy TransUnion credit monitoring and up to $1 million in identity theft insurance.

- Proven Credit Score Improvement: Users with Self Credit Builder Accounts starting below a 600 credit score and making timely payments see an average 49-point increase.

- Self Visa® Credit Card Access: Eligibility requires a Credit Builder Account in good standing, three on-time payments, $100+ in savings progress, and meeting income requirements.

In Conclusion:

The Self app provides a comprehensive solution for credit building and improvement. Reporting rent and bills, combined with the Credit Builder Account, establishes positive payment history and boosts your credit score. Access to a secured Self Visa® Credit Card further strengthens your credit profile. With the potential for significant credit score increases, Self is a powerful tool for improving your financial standing. Download Self and begin your credit journey today.